Effective [DATE: set at launch]. Last updated 18 October 2026.
Draft for Tim’s review
A plain-English draft based on how this site actually works today. It is not legal advice. Have a Texas attorney check it, and remove this box before launch.
These terms apply to your use of cfoembedded.com. By using the site, you agree to them. If you do not agree, please do not use the site.
CFO Embedded provides accounting and profit coaching services from Dallas, Texas.
Everything on this site, including articles, free tools and calculators, is general education. It is not individual tax, legal, investment or financial advice, and it does not take your situation into account. Speak with a qualified professional before acting on it.
Using the site, downloading a resource or booking a free call does not make you a client. A client relationship starts only when we both sign an engagement letter, and that letter governs the services.
Tim Mbogo is not a Certified Public Accountant and CFO Embedded is not a CPA firm. We do not perform audits, reviews or other attest services.
Calculator results are estimates for planning, based on the numbers you enter and general assumptions such as tax rates. They may not fit your situation. Check the results with your CPA before you rely on them.
Please do not misuse the site: no attempts to break or overload it, no copying content in bulk, no harmful code and no unlawful use. We may block access that does any of these.
The text, graphics, tools and design on this site belong to CFO Embedded unless we say otherwise. You may share links and print pages for your own use. Please do not copy or republish our content without written permission.
Product names such as QuickBooks Online, Xero and Gusto belong to their owners. Mentioning them does not mean those companies endorse us or that we are their partner.
We link to other sites, such as the IRS and the Texas Comptroller, for your convenience. We do not control them and are not responsible for their content.
We work to keep the site accurate and available, but it is provided “as is”. We do not promise it will always be error-free, available or up to date, and we do not promise any particular business or financial result.
To the extent the law allows, CFO Embedded is not liable for any indirect or consequential loss arising from your use of this site or its free content. Nothing in these terms limits liability that the law does not allow us to limit.
These terms are governed by the laws of the State of Texas. Any dispute will be handled in the courts of Dallas County, Texas.
We may update these terms. The date at the top of this page shows when they last changed.
Email tim@cfoembedded.com.